PUBLIC LIABILITY INSURANCE

Paddle Cymru membership and club affiliation provide our members and clubs with comprehensive liability insurance cover so that you can have complete peace of mind when paddling or coaching.

We also offer our members access to discounted craft and equipment insurance to cover your canoes, kayaks, paddleboards and paddles.

Visit the Paddle UK Insurance Zone for full details.

We have also negotiated a discount on craft insurance with Noble Marine for members of Paddle Cymru, see full details below. 

Member and club liability insurance information

Paddle Cymru partners with Paddle UK and Marsh Bluefin Sport to provide a holistic insurance solution. It covers affiliated clubs, members, coaches and volunteers with Public Liability, Employers Liability, Directors and Officers Liability and Professional Indemnity, all up to a limit of £10 million.

You can find lots of information about our insurance arrangements on the Paddle UK website, including: 

• What is included in the cover
• Important FAQs 

Visit the Paddle UK Insurance Zone for full details of the cover provided.

Why do I need insurance?

Members

• Public Liability - worldwide cover for your legal liability of up to £10,000,000 (£250 excess)
• Club Associate members receive Public Liability insurance for club activities only
• This cover protects you if you cause an accident injuring or damaging someone else or someone else’s property while paddling
• Compensation is paid from the insurers to the person pursuing the claim so that you do not have to pay

Find out more on the Paddle UK Insurance for Members page

Coaches

• Public Liability - cover for your legal liability of up to £10,000,000 (£250 Excess)
• Professional Indemnity - cover for the club's or coaches legal liability of up to £10,000,000 (£1,000 Excess)
• Professional Indemnity insurance is cover that protects coaches who provide advice or a service to the people they are coaching.
• It protects coaches against legal costs and claims for damages to third parties which may arise out of an act, omission or breach of their professional duty in the course of their coaching.

Find out more on the Paddle UK Insurance for Coaches page

Clubs

• Public Liability - cover for your legal liability of up to £10,000,000 (£250 Excess)
• Professional Indemnity - cover for the club's or coaches legal liability of up to £10,000,000 (£1,000 Excess)
• Directors and Officers – cover for club committee members of up to £5,000,000
• Employers Liability – cover for clubs in respect of claims for injuries made by employees or volunteers, up to £10,000,000
• Abuse cover up to £2m (£2,500 Excess)

Find out more on the Paddle UK Insurance for Clubs page

What should I do in the event of an incident? 

In the event of an incident which may give rise to an insurance claim, there are two steps you need to follow:

1. You should first complete an incident report using the Paddle UKonline incident report form.
   
2. You'll then need to contact our insurance broker Marsh | Bluefin Sport on 0345 872 5060 or sport@bluefinsport.co.uk

At any time, if you have any questions about how to make your claim, discuss an incident, or if you need further advice, please contact Marsh | Bluefin Sport on either 0345 872 5060, or by email at sport@bluefinsport.co.uk.